The Federal Bankruptcy Laws changed on October 17, 2005. Despite what you may have heard about the new laws for NJ Chapter 7 or Chapter 13 bankruptcy, you may still qualify for bankruptcy to eliminate your debts and start fresh, or reorganize some of your debts into a repayment plan. In addition, certain debts such as student loans and some taxes cannot be discharged in bankruptcy. If you call and schedule a consultation, I can explain all the options available to obtain debt relief as a qualified NJ bankruptcy lawyer. Under the new bankruptcy laws, law firms that represent consumer debtors have been designated as Debt Relief Agencies. This means that we help people file for bankruptcy relief under the current Bankruptcy Code. See the Chapter 7 & 13 Overview on the next page for a brief overview of the current laws.
I invite you to use our site as your first step in exploring bankruptcy and the options it can provide for you. As a trained New Jersey bankruptcy attorney, I can provide a professional consultation for you to help you determine if and which form of bankruptcy would be the best fit for your personal finances and assets.
This web site is designed for general information only.The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.Before making your choice of attorney, you should give this matter careful thought. The selection of an attorney is an important decision. If you feel anything on this website is inaccurate or misleading, report same to the Committee on Attorney Advertising, Hughes Justice Complex, P.O. Box 037, Trenton, New Jersey 08625.
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