NJ Chapter 7 or Chapter 13 bankruptcy is a court proceeding that may help you eliminate your debts, or repay debts you may not be able to eliminate such as mortgage arrears, and start fresh.  Individuals who are struggling with debt may have the opportunity to eliminate many of their debts and start fresh. Moreover, Chapter 7 or Chapter 13 bankruptcy will stop creditors from continuing their collection of debts, including wage garnishments, bank levies and lawsuits. If you call and schedule a consultation, I can explain all the options available to obtain debt relief as a qualified NJ bankruptcy lawyer.

Under the current bankruptcy laws, law firms that represent consumer debtors have been designated as Debt Relief Agencies. This means that we help people file for bankruptcy relief under the current Bankruptcy Code. See the Chapter 7 & 13 Overview on the next page for a brief overview of the current laws. 

I invite you to use our site as your first step in exploring bankruptcy and the options it can provide for you. As a trained New Jersey bankruptcy attorney, I can provide a professional consultation for you to help you determine if and which form of bankruptcy would be the best fit for your personal finances and assets. Call (201) 216-1855.

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This web site is designed for general information only.The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.Before making your choice of attorney, you should give this matter careful thought. The selection of an attorney is an important decision. If you feel anything on this website is inaccurate or misleading, report same to the Committee on Attorney Advertising, Hughes Justice Complex, P.O. Box 037, Trenton, New Jersey 08625.

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